Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking

Experience Community Banking at its Best

Open a Totally Free Checking today for all the features, no monthly fees, and a FREE gift!

Refer a friend today!

 

Features

Every new personal checking account includes these great features:

  • Free Thank You Gift
  • Free gifts for referring others
  • Buy Back of your debit cards and unused checks from another financial institution, up to $10
  • ATM Fee Refunds, up to $10 per month

Compare Checking Accounts

 

Benefits
Checking

Preferred Interest Checking

Direct Interest Checking

Totally Free Checking

Best if you want an account that...

 pays for itself with added value. earns higher interest. earns interest with the convenience of direct deposit or any automatic payment. is free for everyone!

Earns Interest

  No

YES - higher interest rate with a balance of $1,500 or more

 YES  No

Free first order of bank logo checks

 YES YES No No

Added Benefits and Savings
  • Cell phone protection - $600 coverage per claim for damage or theft
  • CyberScout® identity theft resolution
  • Roadside assistance - with lockout, tire, and battery services
  • Shopping, dining, and travel discounts
      

 Monthly Fee

Only $6.95 per month

 Only $6.95 monthly service charge if minimum daily balance falls below $1,500

No monthly service charge

No monthly service charge

Get Started

Open an account today!

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Personal Savings

Enhance your earning power. Take advantage of automatic deposits and increase your savings account balance effortlessly.

LEARN MORE  

Health Savings

A Health Savings Account (HSA) is a tax-advantaged way to help pay for select medical expenses for those enrolled in a qualified High Deductible Health Plan (HDHP).

TAKE ME TO HEALTH SAVINGS  

Account Services

Minimum opening deposit is only $50. Please refer to our Fees for General Services brochure for charges on unusual activities such as overdrafts, stop payment orders, etc. that may be assessed.  Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. For cell phone protection, you must charge your monthly cellular wireless telephone bills to your eligible account. For more detailed information on Benefits Checking, go to benefitschecking.com. *Message and data rates may apply from your wireless carrier. Subject to certain restrictions.

  

Benefits Checking provides $10,000 Accidental Death and Dismemberment (AD&D) Insurance Coverage at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank.

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